Best Credit Card for Travel
1. Pathfinder Rewards card from Penfed
This card is on top of my list for travel needs. It is loaded with travel perks like earning 4x points for travel, Credit for Global entry or TSA precheck, Travel insurance and credit for travel fees. Also you can have this card without any fees if you maintain qualified balance ( $500 ) in their Free checking or Access America account. If that is not enough to entice you, currently there is 50k bonus points after spending 3k in first 90 days.
When you step into the world of travel credit cards, PenFed’s offering stands out thanks to its competitive rewards program. Cardholders benefit from generous points on every purchase, along with special promotions and travel insurance coverage. This means every dollar spent can bring you closer to that dream vacation!
Key Features of PenFed’s Travel Credit Card
| Annual fee | $95 (waived for existing Penfed Honors Adv. members ) |
| Bonus points | 50,000 Bonus Points when you spend $3,000 in the first 90 days |
| Required Credit Score | Good/Excellent credit |
| Earn points | 4x on travel, 1.5x on all other purchases |
| Travel Benefits | $120 statement credit for Global Entry OR $85 for TSA precheck, plus Up to $100 credit for domestic ancillary travel fees ( can be used for airfare in AA, Southwest, United ) |
| Foreign Transaction Fee | No |
| Airport Lounge access | Priority Pass Complimentary Membership. Pay visit charge. Useful during long layover |
| Travel Insurance | Trip Delay reimbursement, Luggage reimbursement, Secondary Rental Car Insurance |
| Cell phone protection | Yes |
Note that, points cannot be cashed out. Buying giftcards is possible and valued at 0.85cpp. so there is some drawback with this card.
Summary
if you are a Penfed Honors Adv. member, Pathfinder is a decent credit card that gives you 50k bonus points and many more benefits. Apply here
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